Tuesday, April 20, 2010

No wonder the Parisians think of everyone else as hicks

I have been doing research into the facts of how things work with French loans. A friend suggested I talk to her bank in Paris, which has an international branch - which means I got to speak to someone in English to ask these somewhat complex questions. Anyway, the situation right now with Caisse d'Epargne, our bank in Esperaza, is that the Montpelier office has once more sent the loan offer letter to our old address in Esperaza. Our banker there (a friend has suggested changing the 'b' to a 'w') told us that all we now had to do is to wait for it to be forwarded to us through the post. Well, I asked this woman in Paris if this sort of letter would in fact be forwarded. No, she said, Never. They are sent by registered mail, which is never forwarded. She also said that La Poste holds unclaimed registered mail for 10 days before returning it to the sender. So we are going to go to La Poste in Esperaza first thing tomorrow morning, in hope that they still have this maudit letter!

As an aside, I suspect that this means that yet another bit of information from the wanker is incorrect. By law, when you receive such an offer, you have to wait 10 days to sign it - this is a consumer protection measure. So I had mentioned to him a few sessions back that no matter when we received this offer, we would still have to add 10 days onto the already long delay. Oh No, he said, the 10 days starts with the date the letter is post marked when it leaves the sender. Well, I now doubt it. I strongly suspect that the 10 days starts on the the day you sign the registered post form accepting the letter. We'll see. I hope.

No comments:

Post a Comment